FINANCES: A House?
I really wanted to put an exclamation mark instead of a question mark in the title of this post, but I can’t. I just don’t know yet. I talked to the bank the other day, and they right away got me talking to a broker and a mortgage specialist and all these people. And in situations like that, normally I would feel really pressured and put off by the way they just jumped right to it. But in this case, the faster the better.
I want a house.
I really, really, want a house.
I love living with Ky’s parents. I really and truly do. But as any couple might want, we want a place of our own. A place that is just ours and nobody else’s. Ours. As it stands right now, we couldn’t really afford much. But I’m going to be working full time now (with the exception of hopefully a trip out to New Mexico in August and school in September). If we can even get a loan, all we could probably afford is going to be no more than $125,000 at the very most. That’s almost pushing it. But all the good houses that we want, like in Arvada, are at least that much. We might have to settle for something somewhere else for now.
Either way, I’m still excited at the prospect of having a house. I mean, I want to work some and save some money before having a baby, but if we could at least have a house, it would make me feel so much better about having one. I don’t want to be living in an apartment with a baby, and although Mark and Margie’s place is the second best place to have a baby, our own house would, of course, be the very best. So if anybody has any tips or suggestions, I would greatly appreciate them! No opinions, like we shouldn’t get one now or anything like that, ecause we are already looking and haven’t made our final decision yet. But if you have any suggestions that would make it easier to get one or some financial tips on how to maximize our search or the like, definitely let us know!
